Mudra Loan – Pradhan Matri Mudra Loan Yojana 2021

Mudra Loan – Pradhan Mantri Mudra Loan Yojana 2021 : Eligibility, Loan Amount And Forms KitMicro Units Development And Refinance Agency Ltd. [Mudra] Is An Nbfc Supporting Development Of The Micro-enterprise Sector In The Country. Mudra Provides Refinance Support To Banks / Mfis For Lending To Micro Units Having Loan Requirement Up To 10 Lakh. Mudra Provides Refinance To Micro-business Under The Scheme Of Pradhan Mantri Mudra Yojana.




Mudra loan is extended for a variety of purposes which provide income generation and employment creation. The loans are extended mainly for a Business loan for Vendors, Traders, Shopkeepers and other Service Sector activities Working capital loan through MUDRA Cards Equipment Finance for Micro Units Transport Vehicle loans.

Eligibility Criteria For Partner Institutions Micro Units Development and Refinance Agency (MUDRA) has adopted the eligibility norms in respect of the various category of Banks for the partner lending institutions for the purpose of availing refinance to micro units in manufacturing, trading and service sector in rural and urban areas.

 Mudra Loan Amount

  • Shishu: Covering Loans Up To 50,000/-
  • Kishor: Covering Loans Above 50,000/- And Up To 5 Lakh
  • Tarun: Covering Loans Above 5 Lakh And Up To 10 Lakh
  • Mudra Loan Form Kit [PDF]

Common Loan Application Form For Kishor And Tarun [

 Application Form For Shishu

Check List For Shishu Application [JPG File]

Banker’s Kit:




What is cryptocurrency

For many, cryptocurrency is a mysterious industry. With time, more and more people are becoming interested in it and testing their luck with investing into digital currencies. But there are some things you probably didn’t know about the digital currency world. We’re here to show you some must-know facts about cryptocurrency.

The total amount of bitcoin is limited

That’s right. If you thought it would be possible to buy an endless amount of crypto, think again. Cryptocurrency is a limited resource, like gold or oil. This is why currencies like bitcoin continue to increase in value as the supply goes down. Investors know that somewhere down the road, the number of bitcoins and alt currencies available will come to an end. 

No one knows who created bitcoin

So who is the person that’s created this virtual currency market? Well, no one actually knows. The most surprising fact about cryptocurrency is the person or organization who created ‘bitcoin’ is unknown. However, people refer to the creator of bitcoin as Satoshi Nakamoto. A popular belief is that the name is an acronym for leading tech companies – Samsung-Toshiba-Nakamichi-Motorola.

Cryptocurrency can’t be physically banned

Many countries worldwide have discussed banning cryptocurrencies; however, despite their desire to ban them, it’s physically impossible. Why? Because anyone can get a crypto wallet. Of course, countries can make regulations, but the cryptocurrency market itself cannot be banned. Some countries that have removed the rights around using cryptocurrencies are Alergia, Cambodia, Bolivia, Educator, Bangladesh, and Nepal. 




There are over 5,000 different currencies

Everyone wants to get in on cryptocurrencies. This is why new currencies are popping up in the industry daily. As of now, there are over 5,000 different currencies in the world. Naturally, most of these currencies aren’t worth much, nor will they be. However, there is always a diamond in the rough that people are hoping to grab. In other words, not all altcoins are useless. With over 5,000 cryptocurrencies available, some creative ones exist out there, such as Coinye (named after Kanye West), PizzaCoin, and Cabbage.

China is the biggest cryptocurrency miner

Well, who would have thought that? Mining of cryptocurrency is the process of verifying transactions before they’re placed on the Blockchain’s ledger. It’s an extremely lucrative part of the business, and as of now, China controls around 75% of the mining network. 

They’re taxable

Of course, depending on what country you live in. But since cryptocurrencies have now entered the mainstream markets, tax agencies worldwide are trying to make sure they get their slice of the virtual pie. Many countries expect you to pay tax on your cryptocurrency profits. In the United States, the IRS won a court case against Coinbase, requiring Coinbase to provide information on over 14,000 users who had annual transactions over $20,000 between 2013 and 2015. So, double-check the laws in your country. 




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